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Paid in stock? Is 22% enough?

When company stock vests, it counts as pay. Employers usually withhold a flat 22% for federal tax, but if your income puts you in the 24%, 32% or higher bracket, that can fall short and show up as a bill in April. Check your numbers. Nothing you type leaves your browser.

Estimated federal tax on your vests

$14,570

At your income, vest income is taxed at about 32% on the last dollar. $13,200 was withheld.

About $1,370 may still be owed

That's the difference between the estimated tax and what was withheld. It's usually paid in April or through quarterly estimated payments. A tax professional can confirm your situation.

Federal income tax only, 2026 rules, standard deduction. Doesn't include state tax, Social Security or Medicare, other income, or the 37% rate employers use on supplemental pay over $1M.

Vests, trades and crypto in one estimate

The full Setaside app adds up your vests and investment sales across apps and estimates what to set aside. Join the waitlist to get in early.

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Setaside gives tax estimates and education. It does not recommend buying, selling or holding any investment, and it is not tax, legal or investment advice. Examples are illustrative.